COVID-19

We do not exclude cover due to COVID-19.
However some terms and conditions do apply.

While our normal excess period is 14 days, in the event of a COVID-19-related claim, it will be subject to a 14 day excess period. Specifically,

all claims arising from:

• Coronavirus disease (COVID-19); or
• Severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2); or
  
• Any mutation or variation of SARS-CoV-2;
  

will be subject to a fourteen (14) days excess period.